/* ==========================================================================
   H2O Hypotheken & Assurantiën · conceptontwerp van NorthByte
   Eén stijlblad voor alle pagina's. Huisstijl van H2O: pruim #673065,
   magenta #AF0061 en inkt #22232D, met de druppel uit het logo als motief.
   Letters: Archivo (variabel in breedte en gewicht, smal in koppen zoals in
   het logo) en Newsreader cursief voor accenten, zoals de cursieve
   ondertitel van het logo. Beweging alleen met transform en opacity, en
   alleen als de bezoeker geen beperkte beweging heeft ingesteld.
   ========================================================================== */

@font-face {
  font-family: "Archivo";
  src: url(../fonts/archivo-var-latin.woff2) format("woff2");
  font-weight: 100 900; font-stretch: 62% 125%; font-style: normal; font-display: swap;
}
@font-face {
  font-family: "Newsreader";
  src: url(../fonts/newsreader-var-italic-latin.woff2) format("woff2");
  font-weight: 200 800; font-style: italic; font-display: swap;
}

:root {
  --papier: #fbf8f6;
  --wit: #fff;
  --zand: #f4eeea;
  --lila: #f4ebf2;
  --lila-2: #ead9e6;
  --inkt: #22232d;
  --tekst: #474753;
  --zacht: #6c6c78;
  --pruim: #673065;
  --pruim-2: #4d2350;
  --diep: #33173a;
  --nacht: #211025;
  --magenta: #af0061;
  --magenta-2: #8f004f;
  --roze: #f5a6cd;
  --lijn: rgba(34, 35, 45, .12);
  --lijn-licht: rgba(255, 255, 255, .14);

  --kop: "Archivo", "Arial Narrow", system-ui, sans-serif;
  --serif: "Newsreader", Georgia, "Times New Roman", serif;
  --max: 1240px;
  --rand: clamp(20px, 4vw, 40px);
  --r: 22px;
  --r-klein: 14px;
  --kop-h: 72px;
  --zacht-uit: cubic-bezier(.22, 1, .36, 1);
}
@media (min-width: 1000px) { :root { --kop-h: 84px; } }

/* ----- Basis ----- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: calc(var(--kop-h) + 16px); }
body {
  margin: 0; background: var(--papier); color: var(--tekst);
  font: 400 17px/1.62 var(--kop); font-stretch: 100%;
  -webkit-font-smoothing: antialiased; text-rendering: optimizeLegibility;
  overflow-x: clip;
}
img, svg, video { display: block; max-width: 100%; }
img { height: auto; }
a { color: inherit; }
p, h1, h2, h3, h4, ul, ol, dl, figure, blockquote { margin: 0; }
ul[class], ol[class], .vak ul, .voet ul, .zijkaart ul, .kaart ul, .menu-paneel ul { list-style: none; padding: 0; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; }
:focus-visible { outline: 3px solid var(--magenta); outline-offset: 3px; border-radius: 4px; }
::selection { background: var(--magenta); color: #fff; }
.sprite { position: absolute; width: 0; height: 0; overflow: hidden; }
.ico { width: 1.15em; height: 1.15em; flex: none; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.ico .vol, .ico-vol { fill: currentColor; stroke: none; }
.sr { position: absolute; width: 1px; height: 1px; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.naar-inhoud {
  position: absolute; left: 16px; top: 12px; z-index: 9999; padding: 12px 18px; border-radius: 999px;
  background: var(--inkt); color: #fff; font-weight: 600; text-decoration: none; transform: translateY(-200%);
}
.naar-inhoud:focus { transform: none; }

/* ----- Typografie ----- */
h1, h2, h3, h4, .kop-xl, .kop-l, .kop-m {
  font-family: var(--kop); color: var(--inkt); font-weight: 700; font-stretch: 78%;
  letter-spacing: -.005em; text-wrap: balance;
}
.kop-xl { font-size: clamp(44px, 6.6vw, 94px); line-height: .98; }
.kop-l, h2 { font-size: clamp(34px, 4.6vw, 64px); line-height: 1.02; }
.kop-m, h3 { font-size: clamp(22px, 2.1vw, 28px); line-height: 1.15; font-stretch: 85%; }
h4 { font-size: 18px; line-height: 1.3; font-stretch: 90%; }
h1 em, h2 em, h3 em, .kop-xl em, .kop-l em, .kop-m em, .accent {
  font-family: var(--serif); font-style: italic; font-weight: 400; font-stretch: normal;
  letter-spacing: -.02em; color: var(--magenta); font-size: 1.06em; line-height: .9;
}
.lead { font-size: clamp(18px, 1.5vw, 21px); line-height: 1.55; color: var(--tekst); max-width: 60ch; }
.label {
  display: inline-flex; align-items: center; gap: 10px; margin-bottom: 18px;
  font-size: 13px; font-weight: 700; font-stretch: 100%; letter-spacing: .14em; text-transform: uppercase; color: var(--pruim);
}
.label::before {
  content: ""; width: 10px; height: 12px; flex: none; background: currentColor;
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 100 110'%3E%3Cpath d='M50 0C54 7 65.2 12.4 80.4 24.8A48 48 0 1 1 19.6 24.8C34.8 12.4 46 7 50 0Z'/%3E%3C/svg%3E") center / contain no-repeat;
          mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 100 110'%3E%3Cpath d='M50 0C54 7 65.2 12.4 80.4 24.8A48 48 0 1 1 19.6 24.8C34.8 12.4 46 7 50 0Z'/%3E%3C/svg%3E") center / contain no-repeat;
}
.tekst p + p, .tekst p + ul, .tekst ul + p, .tekst p + h3, .tekst ul + h3, .tekst h3 + p { margin-top: 14px; }
.tekst h3 { margin-top: 32px; }
.tekst a, .link { color: var(--magenta); text-decoration: underline; text-decoration-thickness: 1.5px; text-underline-offset: 3px; }
.tekst a:hover, .link:hover { color: var(--magenta-2); }
.tekst strong { color: var(--inkt); font-weight: 650; }
.klein { font-size: 14px; color: var(--zacht); }

/* ----- Opbouw ----- */
.wrap { width: min(var(--max), 100% - 2 * var(--rand)); margin-inline: auto; }
.wrap-smal { width: min(820px, 100% - 2 * var(--rand)); margin-inline: auto; }
.sectie { padding-block: clamp(76px, 10vw, 140px); position: relative; }
.sectie-krap { padding-block: clamp(56px, 7vw, 96px); }
.sectie-kop { display: grid; gap: 20px; margin-bottom: clamp(36px, 5vw, 64px); }
@media (min-width: 900px) {
  .sectie-kop-twee { grid-template-columns: 1.1fr .9fr; align-items: end; gap: 48px; }
}
.zand { background: var(--zand); }
.lila { background: var(--lila); }
.wit { background: var(--wit); }
.donker {
  background: var(--nacht); color: rgba(255, 255, 255, .78);
  background-image:
    radial-gradient(60% 50% at 85% 0%, rgba(175, 0, 97, .28), transparent 70%),
    radial-gradient(50% 60% at 0% 100%, rgba(103, 48, 101, .45), transparent 70%);
}
.donker h1, .donker h2, .donker h3, .donker h4, .donker .kop-xl, .donker .kop-l { color: #fff; }
.donker em, .donker .accent { color: var(--roze); }
.donker .label { color: var(--roze); }
.donker .lead { color: rgba(255, 255, 255, .78); }
.donker .klein { color: rgba(255, 255, 255, .6); }
.donker .tekst a, .donker .link { color: var(--roze); }

/* ----- Knoppen ----- */
.knoppen { display: flex; flex-wrap: wrap; gap: 12px; }
.knop {
  --k-bg: var(--magenta); --k-tekst: #fff; --k-rand: var(--magenta);
  position: relative; display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 54px; padding: 0 26px; border-radius: 999px; overflow: hidden; isolation: isolate;
  border: 1.5px solid var(--k-rand); background: var(--k-bg); color: var(--k-tekst);
  font-size: 16px; font-weight: 650; font-stretch: 95%; line-height: 1.1; text-decoration: none; white-space: nowrap;
}
.knop::before {
  content: ""; position: absolute; inset: -2px; z-index: -1; border-radius: inherit;
  background: var(--k-vul, var(--pruim)); transform: translate3d(0, 101%, 0);
}
.knop .ico { width: 18px; height: 18px; stroke-width: 2.2; }
.knop:hover::before, .knop:focus-visible::before { transform: none; }
.knop-rand { --k-bg: transparent; --k-tekst: var(--inkt); --k-rand: rgba(34, 35, 45, .25); --k-vul: var(--inkt); }
.knop-rand:hover, .knop-rand:focus-visible { color: #fff; }
.knop-wit { --k-bg: #fff; --k-tekst: var(--inkt); --k-rand: #fff; --k-vul: var(--roze); }
.donker .knop-rand { --k-tekst: #fff; --k-rand: rgba(255, 255, 255, .35); --k-vul: #fff; }
.donker .knop-rand:hover, .donker .knop-rand:focus-visible { color: var(--nacht); }
.knop-klein { min-height: 44px; padding: 0 20px; font-size: 15px; }
.pijl-link {
  display: inline-flex; align-items: center; gap: 8px; font-weight: 650; color: var(--magenta); text-decoration: none;
}
.pijl-link .ico { width: 18px; height: 18px; stroke-width: 2.2; }
.donker .pijl-link { color: var(--roze); }
@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) .knop::before { transition: transform .5s var(--zacht-uit); }
  html:not([data-rm]) .knop .ico, html:not([data-rm]) .pijl-link .ico { transition: transform .35s var(--zacht-uit); }
  html:not([data-rm]) .knop:hover .ico, html:not([data-rm]) .pijl-link:hover .ico { transform: translate3d(4px, 0, 0); }
}

/* ----- Topbalk en kop ----- */
.topbalk { background: var(--nacht); color: rgba(255, 255, 255, .78); font-size: 14px; }
.topbalk-in { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 40px; }
.topbalk-score { display: flex; align-items: center; gap: 8px; }
.topbalk-score .ico { color: #f4b400; width: 15px; height: 15px; }
.topbalk-score strong { color: #fff; }
.topbalk-bel { display: flex; gap: 22px; }
.topbalk-bel a { display: inline-flex; align-items: center; gap: 6px; color: #fff; text-decoration: none; font-weight: 600; }
.topbalk-bel span { color: rgba(255, 255, 255, .6); font-weight: 400; }
.topbalk-bel a:hover { color: var(--roze); }
.topbalk-schade { color: var(--roze) !important; }
.topbalk-schade .ico { width: 15px; height: 15px; }
@media (max-width: 899px) { .topbalk { display: none; } }

.kop {
  position: sticky; top: 0; z-index: 800; height: var(--kop-h);
  background: rgba(251, 248, 246, .96); border-bottom: 1px solid transparent;
}
.kop.is-gescrold { background: #fff; border-bottom-color: var(--lijn); }
.kop.is-weg { transform: translate3d(0, -100%, 0); }
.kop-in { display: flex; align-items: center; gap: 24px; height: 100%; }
.kop-logo { flex: none; display: block; width: clamp(178px, 19vw, 232px); }
.kop-logo img { width: 100%; }
.kop-acties { display: flex; align-items: center; gap: 10px; margin-left: auto; }
@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) .kop { transition: transform .4s var(--zacht-uit), background-color .3s ease, border-color .3s ease; }
}

/* Menu: groot scherm */
.menu-lijst { display: flex; align-items: center; gap: 4px; }
.menu-lijst > li { position: relative; display: flex; align-items: center; }
.menu-lijst > li > a {
  position: relative; display: block; padding: 10px 14px; border-radius: 999px;
  color: var(--inkt); font-weight: 600; font-size: 16px; font-stretch: 92%; text-decoration: none;
}
.menu-lijst > li > a::after {
  content: ""; position: absolute; left: 14px; right: 14px; bottom: 5px; height: 2px; border-radius: 2px;
  background: var(--magenta); transform: scaleX(0); transform-origin: 0 50%;
}
.menu-lijst > li > a:hover::after, .menu-lijst > li > a[aria-current="page"]::after { transform: scaleX(1); }
.menu-lijst > li > a[aria-current="page"] { color: var(--magenta); }
.menu-open { display: grid; place-items: center; width: 28px; height: 28px; margin-left: -10px; padding: 0; border: 0; border-radius: 50%; background: none; color: var(--inkt); }
.menu-open .ico { width: 16px; height: 16px; stroke-width: 2.2; }
.menu-paneel {
  position: absolute; top: calc(100% + 12px); left: -20px; width: 360px; padding: 10px;
  background: #fff; border: 1px solid var(--lijn); border-radius: 20px;
  opacity: 0; visibility: hidden; transform: translate3d(0, 8px, 0);
}
.menu-paneel::before { content: ""; position: absolute; left: 0; right: 0; top: -14px; height: 14px; }
.menu-paneel a { display: grid; gap: 2px; padding: 12px 14px; border-radius: 14px; text-decoration: none; }
.menu-paneel a:hover, .menu-paneel a:focus-visible { background: var(--lila); }
.menu-paneel strong { color: var(--inkt); font-weight: 650; font-stretch: 92%; }
.menu-paneel span { color: var(--zacht); font-size: 14px; line-height: 1.35; }
.menu-sub:hover .menu-paneel, .menu-sub.is-open .menu-paneel, .menu-sub:focus-within .menu-paneel { opacity: 1; visibility: visible; transform: none; }
.menu-sub.is-open .menu-open .ico { transform: rotate(180deg); }
.menu-mobiel-extra { display: none; }
@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) .menu-lijst > li > a::after { transition: transform .35s var(--zacht-uit); }
  html:not([data-rm]) .menu-paneel { transition: opacity .25s ease, transform .35s var(--zacht-uit), visibility 0s linear .35s; }
  html:not([data-rm]) .menu-sub:hover .menu-paneel, html:not([data-rm]) .menu-sub.is-open .menu-paneel, html:not([data-rm]) .menu-sub:focus-within .menu-paneel { transition: opacity .25s ease, transform .35s var(--zacht-uit), visibility 0s; }
}
.menu-knop { display: none; }

/* Menu: telefoon en tablet */
@media (max-width: 1099px) {
  .kop-acties .knop { display: none; }
  .menu-knop {
    position: relative; display: grid; place-items: center; width: 48px; height: 48px; padding: 0;
    border: 1.5px solid var(--lijn); border-radius: 50%; background: #fff;
  }
  .menu-knop-streep, .menu-knop-streep::before, .menu-knop-streep::after {
    display: block; width: 20px; height: 2px; border-radius: 2px; background: var(--inkt);
  }
  .menu-knop-streep { position: relative; }
  .menu-knop-streep::before, .menu-knop-streep::after { content: ""; position: absolute; left: 0; }
  .menu-knop-streep::before { transform: translate3d(0, -6px, 0); }
  .menu-knop-streep::after { transform: translate3d(0, 6px, 0); }
  .menu-knop[aria-expanded="true"] .menu-knop-streep { background: transparent; }
  .menu-knop[aria-expanded="true"] .menu-knop-streep::before { transform: rotate(45deg); }
  .menu-knop[aria-expanded="true"] .menu-knop-streep::after { transform: rotate(-45deg); }

  .menu {
    position: fixed; left: 0; right: 0; top: var(--kop-h); bottom: 0; z-index: 790;
    overflow-y: auto; overscroll-behavior: contain; padding: 18px var(--rand) calc(var(--nb-balk-h, 48px) + 40px);
    background: var(--papier); visibility: hidden; opacity: 0; transform: translate3d(0, -12px, 0);
  }
  .menu.is-open { visibility: visible; opacity: 1; transform: none; }
  .menu-lijst { display: block; }
  .menu-lijst > li { display: flex; flex-wrap: wrap; border-bottom: 1px solid var(--lijn); }
  .menu-lijst > li > a { flex: 1; padding: 18px 0; border-radius: 0; font-size: 26px; font-weight: 700; font-stretch: 80%; }
  .menu-lijst > li > a::after { display: none; }
  .menu-open { width: 48px; height: 48px; margin: 0; border: 1.5px solid var(--lijn); align-self: center; }
  .menu-paneel { position: static; width: 100%; padding: 0 0 14px; border: 0; background: none; opacity: 1; visibility: visible; transform: none; display: none; }
  .menu-sub.is-open .menu-paneel { display: block; }
  .menu-sub:hover .menu-paneel { display: none; }
  .menu-sub.is-open:hover .menu-paneel { display: block; }
  .menu-paneel a { padding: 10px 0; }
  .menu-paneel a:hover { background: none; }
  .menu-mobiel-extra { display: grid; gap: 10px; margin-top: 26px; }
  .menu-mobiel-extra p { margin-top: 10px; line-height: 2; }
  .menu-mobiel-extra p a { font-weight: 600; text-decoration: none; color: var(--inkt); }
  body.menu-is-open { overflow: hidden; }
  @media (prefers-reduced-motion: no-preference) {
    html:not([data-rm]) .menu { transition: opacity .3s ease, transform .45s var(--zacht-uit), visibility 0s linear .45s; }
    html:not([data-rm]) .menu.is-open { transition: opacity .3s ease, transform .45s var(--zacht-uit), visibility 0s; }
    html:not([data-rm]) .menu-knop-streep::before, html:not([data-rm]) .menu-knop-streep::after { transition: transform .35s var(--zacht-uit); }
  }
}

/* ==========================================================================
   Home: de druppel-hero
   ========================================================================== */
.hero {
  --e306-hoogte: clamp(70px, 9vw, 120px);
  --e306-achter: #e7d3e3; --e306-midden: #8a4f87; --e306-volgende: var(--nacht);
  background:
    radial-gradient(42% 52% at 76% 46%, rgba(175, 0, 97, .10), transparent 70%),
    radial-gradient(40% 40% at 10% 0%, rgba(103, 48, 101, .07), transparent 70%),
    var(--papier);
}
.hero-grid { display: grid; gap: 48px; padding-top: clamp(28px, 5vw, 64px); padding-bottom: clamp(40px, 6vw, 80px); align-items: center; }
@media (min-width: 1000px) { .hero-grid { grid-template-columns: 1.08fr .92fr; gap: 40px; min-height: min(760px, calc(100svh - var(--kop-h) - 40px)); } }
.hero h1 { margin-bottom: 26px; }
.hero .lead { margin-bottom: 32px; }
.hero-bewijs { display: flex; flex-wrap: wrap; align-items: center; gap: 14px 28px; margin-top: 36px; padding-top: 26px; border-top: 1px solid var(--lijn); }
.hero-bewijs li { display: flex; align-items: center; gap: 12px; font-size: 14px; line-height: 1.3; color: var(--zacht); }
.hero-bewijs strong { display: block; color: var(--inkt); font-size: 26px; font-weight: 700; font-stretch: 80%; line-height: 1; }
.hero-bewijs img { width: 46px; }
.sterren-rij { display: inline-flex; gap: 2px; color: #f4b400; }
.sterren-rij .ico { width: 15px; height: 15px; }

.hero-beeld { position: relative; width: min(100%, 520px); margin-inline: auto; aspect-ratio: 1000 / 1100; }
@media (max-width: 999px) { .hero-beeld { width: min(86vw, 440px); margin-top: 8px; } }
.druppel {
  position: absolute; inset: 0; z-index: 2; overflow: hidden; background: #e9cfa8;
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 100 110' preserveAspectRatio='none'%3E%3Cpath d='M50 0C54 7 65.2 12.4 80.4 24.8A48 48 0 1 1 19.6 24.8C34.8 12.4 46 7 50 0Z'/%3E%3C/svg%3E") 0 0 / 100% 100% no-repeat;
          mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 100 110' preserveAspectRatio='none'%3E%3Cpath d='M50 0C54 7 65.2 12.4 80.4 24.8A48 48 0 1 1 19.6 24.8C34.8 12.4 46 7 50 0Z'/%3E%3C/svg%3E") 0 0 / 100% 100% no-repeat;
}
.druppel img { width: 100%; height: 108%; object-fit: cover; object-position: 50% 30%; transform: translate3d(0, var(--druppel-y, 0px), 0); }
.druppel-glans {
  position: absolute; inset: 0; z-index: 3; pointer-events: none;
  background: radial-gradient(30% 22% at 30% 38%, rgba(255, 255, 255, .28), transparent 70%);
}
/* Kringen in het water, van achter de druppel naar buiten */
.kringen { position: absolute; left: 50%; top: 56.4%; z-index: 1; width: 96%; aspect-ratio: 1; transform: translate(-50%, -50%); pointer-events: none; }
.kring { position: absolute; inset: 0; border-radius: 50%; border: 1.5px solid rgba(175, 0, 97, .26); }
.kring:nth-child(2) { border-color: rgba(103, 48, 101, .22); transform: scale(1.22); }
.kring:nth-child(3) { border-color: rgba(103, 48, 101, .14); transform: scale(1.46); }
/* Zegel met draaiende tekst (naar E108 uit NorthByte Lab) */
.zegel { position: absolute; z-index: 4; left: -6%; top: 6%; width: clamp(104px, 11vw, 136px); aspect-ratio: 1; border-radius: 50%; background: var(--nacht); color: #fff; }
.zegel svg { position: absolute; inset: 0; width: 100%; height: 100%; }
.zegel text { font: 700 10.4px var(--kop); font-stretch: 100%; letter-spacing: .21em; fill: rgba(255, 255, 255, .85); }
.zegel-mid { position: absolute; inset: 0; display: grid; place-content: center; text-align: center; line-height: 1; }
.zegel-mid strong { font-size: clamp(34px, 3.4vw, 44px); font-weight: 700; font-stretch: 78%; }
.zegel-mid span { display: block; margin-top: 2px; color: #f4b400; font-size: 11px; letter-spacing: .1em; }
/* Zwevende kaartjes */
.zweef {
  position: absolute; z-index: 5; display: flex; align-items: center; gap: 12px; max-width: 270px;
  padding: 14px 16px; border-radius: 18px; background: #fff; border: 1px solid rgba(34, 35, 45, .08);
  font-size: 14px; line-height: 1.35; color: var(--inkt);
}
.zweef-a { max-width: 310px; }
.zweef-a { left: -10%; bottom: 14%; }
.zweef-b { right: -8%; bottom: -2%; display: block; max-width: 250px; }
.zweef-a .zweef-ico { display: grid; place-items: center; width: 40px; height: 40px; flex: none; border-radius: 50%; background: var(--magenta); color: #fff; }
.zweef-a .zweef-ico .ico { width: 20px; height: 20px; stroke-width: 2.4; }
.zweef-a strong { display: block; font-size: 16px; font-stretch: 90%; }
.zweef-b blockquote { margin: 6px 0 6px; font-family: var(--serif); font-style: italic; font-size: 18px; line-height: 1.3; color: var(--inkt); }
.zweef-b small { color: var(--zacht); font-size: 13px; }
@media (max-width: 999px) {
  .zegel { left: -4%; top: 2%; }
  .zweef-a { left: -4%; bottom: 10%; }
  .zweef-b { right: -4%; bottom: -6%; max-width: 220px; }
}
@media (max-width: 600px) {
  .zweef { padding: 11px 13px; font-size: 13px; }
  .zweef-a { left: auto; right: -5%; top: 34%; bottom: auto; max-width: 190px; gap: 10px; }
  .zweef-a .zweef-ico { width: 32px; height: 32px; }
  .zweef-a strong { font-size: 14px; }
  .zweef-a small { display: none; }
  .zweef-b { left: -5%; right: auto; bottom: -4%; max-width: 230px; }
  .zweef-b blockquote { font-size: 16px; }
  .zegel { left: -5%; top: 4%; }
}

@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) .kring { animation: kring 9s cubic-bezier(.2, .6, .35, 1) infinite; animation-play-state: paused; opacity: 0; }
  html:not([data-rm]) .kring:nth-child(2) { animation-delay: -3s; }
  html:not([data-rm]) .kring:nth-child(3) { animation-delay: -6s; }
  html:not([data-rm]) .hero.is-zichtbaar .kring { animation-play-state: running; }
  html:not([data-rm]) .zegel svg { animation: draai 40s linear infinite; animation-play-state: paused; }
  html:not([data-rm]) .hero.is-zichtbaar .zegel svg { animation-play-state: running; }
  html.js:not([data-rm]) .hero-beeld .druppel { animation: druppel-val 1.3s .2s cubic-bezier(.3, 1.25, .5, 1) both; }
  html.js:not([data-rm]) .hero-beeld .zegel { animation: plop .8s 1s cubic-bezier(.3, 1.5, .5, 1) both; }
  html.js:not([data-rm]) .hero-beeld .zweef-a { animation: schuif-in .9s 1.25s var(--zacht-uit) both; }
  html.js:not([data-rm]) .hero-beeld .zweef-b { animation: schuif-in .9s 1.45s var(--zacht-uit) both; }
}
@keyframes kring { 0% { opacity: 0; transform: scale(.82); } 12% { opacity: 1; } 100% { opacity: 0; transform: scale(1.75); } }
@keyframes draai { to { transform: rotate(360deg); } }
@keyframes druppel-val { from { opacity: 0; transform: translate3d(0, -46px, 0) scale(.94); } to { opacity: 1; transform: none; } }
@keyframes plop { from { opacity: 0; transform: scale(.4); } to { opacity: 1; transform: none; } }
@keyframes schuif-in { from { opacity: 0; transform: translate3d(0, 22px, 0); } to { opacity: 1; transform: none; } }

/* ----- Routes: waar sta je nu ----- */
.routes { padding-top: clamp(56px, 7vw, 90px); }
.route-raster { display: grid; gap: 1px; background: var(--lijn-licht); border: 1px solid var(--lijn-licht); border-radius: var(--r); overflow: hidden; }
@media (min-width: 640px) { .route-raster { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1000px) { .route-raster { grid-template-columns: repeat(3, 1fr); } }
.route {
  position: relative; display: grid; grid-template-columns: auto 1fr auto; gap: 6px 18px; align-items: start;
  padding: clamp(22px, 2.6vw, 34px); background: var(--nacht); color: #fff; text-decoration: none; isolation: isolate; overflow: hidden;
}
.route::before { content: ""; position: absolute; inset: 0; z-index: -1; background: var(--magenta); transform: translate3d(0, 101%, 0); }
.route-ico { grid-row: span 2; display: grid; place-items: center; width: 48px; height: 48px; border-radius: 50%; background: rgba(255, 255, 255, .08); color: var(--roze); }
.route-ico .ico { width: 23px; height: 23px; }
.route strong { font-size: clamp(20px, 1.8vw, 24px); font-weight: 700; font-stretch: 82%; line-height: 1.15; }
.route-tekst { grid-column: 2; color: rgba(255, 255, 255, .66); font-size: 15px; line-height: 1.45; }
.route > .ico { grid-row: 1; grid-column: 3; width: 22px; height: 22px; margin-top: 2px; color: var(--roze); stroke-width: 2.2; }
.route:hover::before, .route:focus-visible::before { transform: none; }
.route:hover .route-ico, .route:focus-visible .route-ico { background: rgba(255, 255, 255, .16); color: #fff; }
.route:hover .route-tekst, .route:focus-visible .route-tekst { color: rgba(255, 255, 255, .9); }
.route:hover > .ico, .route:focus-visible > .ico { color: #fff; transform: translate3d(4px, 0, 0); }
.route:focus-visible { outline-offset: -4px; outline-color: #fff; }
@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) .route::before { transition: transform .55s var(--zacht-uit); }
  html:not([data-rm]) .route > .ico { transition: transform .35s var(--zacht-uit); }
}

/* ----- Cijfers ----- */
.cijfers { display: grid; grid-template-columns: repeat(2, 1fr); gap: 34px 20px; margin-top: clamp(56px, 7vw, 90px); }
@media (min-width: 900px) { .cijfers { grid-template-columns: repeat(4, 1fr); } }
.cijfer { padding-top: 18px; border-top: 1px solid var(--lijn-licht); }
.cijfer-getal { display: block; color: #fff; font-size: clamp(46px, 5.6vw, 76px); font-weight: 700; font-stretch: 76%; line-height: 1; font-variant-numeric: tabular-nums; }
.cijfer-getal small { font-size: .45em; font-stretch: 85%; margin-left: 4px; color: var(--roze); }
.cijfer p { margin-top: 10px; font-size: 15px; line-height: 1.45; color: rgba(255, 255, 255, .66); }

/* ----- Twee vakken ----- */
.vakken { display: grid; gap: 20px; }
@media (min-width: 900px) { .vakken { grid-template-columns: 1fr 1fr; gap: 24px; } }
.vak {
  position: relative; display: grid; grid-template-rows: auto 1fr; overflow: hidden; border-radius: var(--r);
  background: #fff; border: 1px solid var(--lijn); text-decoration: none; color: inherit;
}
.vak-beeld { position: relative; aspect-ratio: 16 / 10; overflow: hidden; background: var(--lila-2); }
.vak-beeld img { width: 100%; height: 100%; object-fit: cover; }
.vak-in { display: grid; gap: 16px; align-content: start; padding: clamp(24px, 3vw, 38px); }
.vak h3 { font-size: clamp(28px, 3vw, 40px); font-stretch: 78%; }
.vak ul { display: grid; gap: 8px; }
.vak li, .vinkjes li { position: relative; padding-left: 30px; line-height: 1.45; }
.vak li::before, .vinkjes li::before {
  content: ""; position: absolute; left: 0; top: .2em; width: 20px; height: 20px; border-radius: 50%;
  background: var(--lila) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23af0061' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12.5 4 4L18 8'/%3E%3C/svg%3E") center / 13px no-repeat;
}
.vinkjes { display: grid; gap: 10px; }
.donker .vinkjes li::before { background-color: rgba(255, 255, 255, .1); background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23f5a6cd' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12.5 4 4L18 8'/%3E%3C/svg%3E"); }
.vak .pijl-link { margin-top: 6px; }
.vak:hover .vak-beeld img { transform: scale(1.04); }
@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) .vak-beeld img { transition: transform 1s var(--zacht-uit); }
}

/* ----- Stappen (E357) ----- */
.stappen-blok .e357 { --e357-accent: var(--magenta); --e357-leeg: rgba(34, 35, 45, .14); }
.donker .e357 { --e357-accent: var(--roze); --e357-leeg: rgba(255, 255, 255, .16); --e357-op-accent: var(--nacht); }
.e357-titel { font-stretch: 85%; color: var(--inkt); }
.donker .e357-titel { color: #fff; }
.e357-duur { font-weight: 600; }

/* ----- Rekenhulp ----- */
.reken {
  display: grid; gap: 0; overflow: hidden; border-radius: 28px; background: #fff; border: 1px solid var(--lijn);
}
@media (min-width: 960px) { .reken { grid-template-columns: 1fr 1fr; } }
.reken-in { display: grid; gap: 26px; align-content: start; padding: clamp(24px, 3.4vw, 44px); }
.reken-uit {
  position: relative; display: grid; gap: 20px; align-content: start; padding: clamp(24px, 3.4vw, 44px);
  background: var(--nacht); color: rgba(255, 255, 255, .78);
  background-image: radial-gradient(70% 60% at 100% 0%, rgba(175, 0, 97, .35), transparent 70%);
}
.reken-veld { display: grid; gap: 10px; }
.reken-veld > label, .reken-veld > .reken-titel { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; font-weight: 650; color: var(--inkt); }
.reken-waarde { font-size: 26px; font-weight: 700; font-stretch: 80%; color: var(--magenta); font-variant-numeric: tabular-nums; }
.schuif { width: 100%; height: 34px; margin: 0; background: transparent; -webkit-appearance: none; appearance: none; --p: 50%; }
.schuif:focus { outline: none; }
.schuif::-webkit-slider-runnable-track { height: 8px; border-radius: 8px; background: linear-gradient(90deg, var(--magenta) var(--p), var(--lila-2) var(--p)); }
.schuif::-moz-range-track { height: 8px; border-radius: 8px; background: var(--lila-2); }
.schuif::-moz-range-progress { height: 8px; border-radius: 8px; background: var(--magenta); }
.schuif::-webkit-slider-thumb { -webkit-appearance: none; width: 28px; height: 28px; margin-top: -10px; border-radius: 50%; background: #fff; border: 3px solid var(--magenta); }
.schuif::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: #fff; border: 3px solid var(--magenta); }
.schuif:focus-visible::-webkit-slider-thumb { outline: 3px solid var(--pruim); outline-offset: 2px; }
.schuif-schaal { display: flex; justify-content: space-between; font-size: 13px; color: var(--zacht); }
.reken-rij { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.veld-klein { display: grid; gap: 8px; }
.veld-klein label { font-weight: 650; color: var(--inkt); font-size: 15px; }
.met-eenheid { position: relative; }
.met-eenheid input, .met-eenheid select, .veld input, .veld select, .veld textarea {
  width: 100%; min-height: 52px; padding: 12px 16px; border-radius: 14px;
  border: 1.5px solid rgba(34, 35, 45, .18); background: #fff; color: var(--inkt); font-size: 16px; font-weight: 500;
  -webkit-appearance: none; appearance: none;
}
.met-eenheid select, .veld select { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2322232d' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; background-size: 18px; padding-right: 42px; }
.met-eenheid span { position: absolute; right: 16px; top: 50%; transform: translateY(-50%); color: var(--zacht); font-weight: 600; pointer-events: none; }
.met-eenheid input { padding-right: 40px; }
.met-eenheid input:focus, .met-eenheid select:focus, .veld input:focus, .veld select:focus, .veld textarea:focus { outline: none; border-color: var(--magenta); box-shadow: 0 0 0 3px rgba(175, 0, 97, .16); }
.keuze-pil { position: relative; display: grid; grid-auto-flow: column; grid-auto-columns: 1fr; padding: 5px; border-radius: 999px; background: var(--lila); }
.keuze-pil button { position: relative; z-index: 1; min-height: 44px; padding: 0 10px; border: 0; border-radius: 999px; background: none; font-weight: 650; font-size: 15px; font-stretch: 92%; color: var(--pruim); }
.keuze-pil button[aria-pressed="true"] { color: #fff; }
.keuze-pil-glijder { position: absolute; z-index: 0; top: 5px; left: 5px; height: var(--h, calc(100% - 10px)); border-radius: 999px; background: var(--magenta); width: var(--w, 0); transform: translate3d(var(--x, 0), var(--y, 0), 0); }
.reken > * { min-width: 0; }
@media (max-width: 560px) {
  .keuze-pil { grid-auto-flow: row; grid-template-columns: 1fr 1fr; border-radius: 26px; }
}
@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) .keuze-pil-glijder { transition: transform .45s var(--zacht-uit), width .45s var(--zacht-uit), height .45s var(--zacht-uit); }
}
.reken-uit .label { color: var(--roze); margin-bottom: 0; }
.reken-groot { color: #fff; font-size: clamp(54px, 6.8vw, 92px); font-weight: 700; font-stretch: 74%; line-height: .95; font-variant-numeric: tabular-nums; }
.reken-groot small { display: block; margin-top: 8px; font-size: 16px; font-weight: 500; font-stretch: 100%; color: rgba(255, 255, 255, .66); line-height: 1.4; }
.reken-feiten { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; overflow: hidden; border-radius: 16px; background: var(--lijn-licht); border: 1px solid var(--lijn-licht); }
.reken-feiten div { padding: 14px 16px; background: rgba(33, 16, 37, .92); }
.reken-feiten dt { font-size: 13px; color: rgba(255, 255, 255, .6); }
.reken-feiten dd { margin: 2px 0 0; color: #fff; font-size: 20px; font-weight: 700; font-stretch: 85%; font-variant-numeric: tabular-nums; }
.reken-noot { font-size: 13.5px; line-height: 1.5; color: rgba(255, 255, 255, .6); }
.reken-uit .knop { justify-self: start; }
.reken-nhg { display: grid; grid-template-columns: auto 1fr; gap: 14px; align-items: center; margin-top: auto; padding: 18px 20px; border-radius: 18px; background: var(--lila); color: var(--inkt); font-size: 15px; line-height: 1.45; }
.reken-nhg strong { display: block; font-size: 15px; }
.reken-nhg .ico { width: 30px; height: 30px; color: var(--magenta); }
/* Grafiek */
.grafiek { position: relative; }
.grafiek svg { width: 100%; height: auto; overflow: visible; }
.grafiek .as { stroke: rgba(255, 255, 255, .16); stroke-width: 1; }
.grafiek .as-tekst { fill: rgba(255, 255, 255, .55); font: 500 11px var(--kop); }
.grafiek .lijn { fill: none; stroke-width: 2; stroke-linejoin: round; stroke-linecap: round; opacity: .38; }
.grafiek .lijn.is-gekozen { stroke-width: 3.5; opacity: 1; }
.grafiek .vlak { opacity: .16; }
.grafiek .punt { r: 5.5; stroke: var(--nacht); stroke-width: 2.5; }
.grafiek-legenda { display: flex; flex-wrap: wrap; gap: 8px 16px; font-size: 13px; color: rgba(255, 255, 255, .7); }
.grafiek-legenda span { display: inline-flex; align-items: center; gap: 7px; }
.grafiek-legenda i { width: 14px; height: 4px; border-radius: 2px; background: var(--k); }
.grafiek-uitlees { font-size: 14px; color: rgba(255, 255, 255, .8); min-height: 1.5em; font-variant-numeric: tabular-nums; }
.grafiek-uitlees strong { color: #fff; }

/* ----- Reviews (E504) en scores ----- */
.reviews-kop { display: grid; gap: 28px; margin-bottom: 40px; }
@media (min-width: 900px) { .reviews-kop { grid-template-columns: 1fr auto; align-items: end; } }
.scores { display: flex; flex-wrap: wrap; gap: 14px; }
.score {
  display: flex; align-items: center; gap: 14px; padding: 14px 20px 14px 14px; border-radius: 18px;
  background: #fff; border: 1px solid var(--lijn); text-decoration: none; color: inherit;
}
.score-cijfer { display: grid; place-items: center; width: 58px; height: 58px; border-radius: 14px; background: var(--nacht); color: #fff; font-size: 26px; font-weight: 700; font-stretch: 80%; }
.score-cijfer.blauw { background: #0f6eb4; }
.score strong { display: block; color: var(--inkt); font-stretch: 92%; }
.score small { display: block; color: var(--zacht); font-size: 13px; }
.e504 { --e504-ster: #f4b400; --e504-kaart: #fff; --e504-inkt: var(--inkt); }
.e504 .e504-kaart { border: 1px solid var(--lijn); }
.e504 blockquote { font-size: 16.5px; }
.e504 .e504-kop { display: none; }

/* ----- Team (E161) ----- */
.e161 { --e161-min: 200px; }
.e161-naam strong { font-stretch: 85%; font-size: 20px; }
.e161-paneel h3 { color: #fff; font-stretch: 82%; }
.e161-zin { font-family: var(--serif); font-style: italic; font-size: 17px !important; }
.e161-paneel a { color: var(--pruim) !important; }

/* ----- Kantoren ----- */
.kantoren { display: grid; gap: 20px; }
@media (min-width: 860px) { .kantoren { grid-template-columns: 1fr 1fr; gap: 24px; } }
.kantoor { overflow: hidden; border-radius: var(--r); background: #fff; border: 1px solid var(--lijn); }
.kantoor-beeld { aspect-ratio: 16 / 9; background: var(--lila-2); overflow: hidden; }
.kantoor-beeld img { width: 100%; height: 100%; object-fit: cover; }
.kantoor-in { display: grid; gap: 14px; padding: clamp(22px, 3vw, 34px); }
.kantoor h3 { font-size: clamp(26px, 2.6vw, 34px); }
.kantoor address { font-style: normal; line-height: 1.55; }
.kantoor-knoppen { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 6px; }
.kantoor-knoppen a {
  display: inline-flex; align-items: center; gap: 8px; min-height: 44px; padding: 0 16px; border-radius: 999px;
  border: 1.5px solid var(--lijn); font-weight: 600; font-size: 15px; text-decoration: none; color: var(--inkt);
}
.kantoor-knoppen a:hover { border-color: var(--magenta); color: var(--magenta); }
.kantoor-knoppen .ico { width: 17px; height: 17px; }

/* ----- Kennisbank-kaarten ----- */
.artikelen { display: grid; gap: 22px; }
@media (min-width: 700px) { .artikelen { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1000px) { .artikelen { grid-template-columns: repeat(3, 1fr); } }
.artikel-kaart { display: grid; grid-template-rows: auto 1fr; overflow: hidden; border-radius: var(--r); background: #fff; border: 1px solid var(--lijn); text-decoration: none; color: inherit; }
.artikel-kaart[hidden] { display: none; }
.artikel-beeld { aspect-ratio: 3 / 2; overflow: hidden; background: var(--lila-2); }
.artikel-beeld img { width: 100%; height: 100%; object-fit: cover; }
.artikel-in { display: grid; gap: 10px; align-content: start; padding: 22px 24px 26px; }
.artikel-meta { display: flex; gap: 10px; align-items: center; font-size: 13px; color: var(--zacht); }
.artikel-meta b { padding: 3px 10px; border-radius: 99px; background: var(--lila); color: var(--pruim); font-weight: 650; font-size: 12px; }
.artikel-kaart h3 { font-size: 22px; line-height: 1.2; }
.artikel-kaart p { font-size: 15.5px; line-height: 1.55; }
.artikel-kaart:hover h3 { color: var(--magenta); }
.artikel-kaart:hover .artikel-beeld img { transform: scale(1.04); }
@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) .artikel-beeld img { transition: transform 1s var(--zacht-uit); }
}
.filters { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 30px; }
.filters button { min-height: 42px; padding: 0 18px; border-radius: 999px; border: 1.5px solid var(--lijn); background: #fff; font-weight: 600; font-size: 15px; color: var(--inkt); }
.filters button[aria-pressed="true"] { background: var(--inkt); border-color: var(--inkt); color: #fff; }

/* ----- Afsluiter met terugbelverzoek ----- */
.afsluiter-grid { display: grid; gap: 40px; align-items: center; }
@media (min-width: 960px) { .afsluiter-grid { grid-template-columns: 1.1fr .9fr; gap: 64px; } }
.afsluiter h2 { margin-bottom: 22px; }
.afsluiter .lead { margin-bottom: 30px; }
.belkaart { padding: clamp(24px, 3vw, 36px); border-radius: 26px; background: #fff; color: var(--tekst); }
.belkaart h3 { font-size: 26px; margin-bottom: 6px; color: var(--inkt); }
.belkaart > p { margin-bottom: 20px; font-size: 15.5px; }
.belkaart form { display: grid; gap: 14px; }
.belkaart .knop { width: 100%; }
.bevestiging { display: none; padding: 16px 18px; border-radius: 16px; background: var(--lila); color: var(--inkt); font-weight: 500; }
.is-verstuurd .bevestiging { display: block; }

/* ----- Formulieren ----- */
.veld { display: grid; gap: 8px; }
.veld label, .veld .veld-titel { font-weight: 650; color: var(--inkt); font-size: 15px; }
.veld label small, .veld .veld-titel small { font-weight: 400; color: var(--zacht); }
.veld textarea { min-height: 130px; resize: vertical; line-height: 1.5; }
.velden { display: grid; gap: 16px; }
@media (min-width: 640px) { .velden-twee { grid-template-columns: 1fr 1fr; } .velden-twee .breed { grid-column: 1 / -1; } }
.chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chip { position: relative; }
.chip input { position: absolute; inset: 0; opacity: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; }
.chip span { display: inline-flex; align-items: center; gap: 8px; min-height: 44px; padding: 0 16px; border-radius: 999px; border: 1.5px solid rgba(34, 35, 45, .18); background: #fff; font-weight: 600; font-size: 15px; color: var(--inkt); }
.chip .ico { width: 17px; height: 17px; color: var(--magenta); }
.chip input:checked + span { border-color: var(--magenta); background: var(--magenta); color: #fff; }
.chip input:checked + span .ico { color: #fff; }
.chip input:focus-visible + span { outline: 3px solid var(--pruim); outline-offset: 2px; }

/* ==========================================================================
   Vervolgpagina's
   ========================================================================== */
.paginakop {
  position: relative; overflow: hidden; padding-block: clamp(40px, 6vw, 84px) clamp(48px, 7vw, 100px);
  background:
    radial-gradient(45% 70% at 92% 10%, rgba(175, 0, 97, .10), transparent 70%),
    radial-gradient(40% 50% at 0% 100%, rgba(103, 48, 101, .08), transparent 70%),
    var(--papier);
}
.paginakop-grid { display: grid; gap: 40px; align-items: center; }
@media (min-width: 960px) { .paginakop-grid { grid-template-columns: 1.15fr .85fr; gap: 56px; } }
.paginakop h1 { margin-bottom: 22px; font-size: clamp(42px, 5.8vw, 82px); line-height: 1; }
.paginakop .lead { margin-bottom: 30px; }
.paginakop-beeld { position: relative; border-radius: 28px; overflow: hidden; aspect-ratio: 4 / 3.4; background: var(--lila-2); }
.paginakop-beeld img { width: 100%; height: 100%; object-fit: cover; }
.paginakop-beeld.is-druppel {
  border-radius: 0; aspect-ratio: 1000 / 1100; width: min(100%, 440px); margin-inline: auto;
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 100 110' preserveAspectRatio='none'%3E%3Cpath d='M50 0C54 7 65.2 12.4 80.4 24.8A48 48 0 1 1 19.6 24.8C34.8 12.4 46 7 50 0Z'/%3E%3C/svg%3E") 0 0 / 100% 100% no-repeat;
          mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 100 110' preserveAspectRatio='none'%3E%3Cpath d='M50 0C54 7 65.2 12.4 80.4 24.8A48 48 0 1 1 19.6 24.8C34.8 12.4 46 7 50 0Z'/%3E%3C/svg%3E") 0 0 / 100% 100% no-repeat;
}
.kruimel { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 22px; font-size: 14px; color: var(--zacht); }
.kruimel a { color: var(--zacht); text-decoration: none; }
.kruimel a:hover { color: var(--magenta); }
.kruimel li + li::before { content: "/"; margin-right: 6px; opacity: .5; }
.paginakop-feiten { display: flex; flex-wrap: wrap; gap: 10px; }
.paginakop-feiten li { display: inline-flex; align-items: center; gap: 8px; padding: 8px 14px; border-radius: 999px; background: #fff; border: 1px solid var(--lijn); font-size: 14px; font-weight: 600; color: var(--inkt); }
.paginakop-feiten .ico { color: var(--magenta); width: 17px; height: 17px; }

/* Raster met kaarten */
.raster { display: grid; gap: 18px; }
@media (min-width: 640px) { .raster-2, .raster-3, .raster-4 { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1000px) { .raster-3 { grid-template-columns: repeat(3, 1fr); } .raster-4 { grid-template-columns: repeat(4, 1fr); } }
.kaart { position: relative; display: grid; gap: 12px; align-content: start; padding: clamp(22px, 2.6vw, 30px); border-radius: var(--r); background: #fff; border: 1px solid var(--lijn); }
.kaart-ico { display: grid; place-items: center; width: 52px; height: 52px; border-radius: 16px; background: var(--lila); color: var(--magenta); }
.kaart-ico .ico { width: 25px; height: 25px; }
.kaart h3 { font-size: clamp(21px, 1.9vw, 25px); }
.kaart p { font-size: 15.5px; line-height: 1.55; }
a.kaart { text-decoration: none; color: inherit; }
a.kaart:hover { border-color: rgba(175, 0, 97, .4); }
a.kaart:hover h3 { color: var(--magenta); }
.kaart .pijl-link { margin-top: 4px; }
.donker .kaart { background: rgba(255, 255, 255, .05); border-color: var(--lijn-licht); }
.donker .kaart p { color: rgba(255, 255, 255, .72); }
.donker .kaart-ico { background: rgba(255, 255, 255, .08); color: var(--roze); }
.kaart-nummer { font-size: 13px; font-weight: 700; letter-spacing: .12em; color: var(--magenta); }

/* Twee kolommen: tekst en zijkant */
.kolommen { display: grid; gap: 40px; }
.kolommen > *, .paginakop-grid > *, .afsluiter-grid > * { min-width: 0; }
@media (min-width: 960px) { .kolommen { grid-template-columns: minmax(0, 1fr) 380px; gap: 64px; align-items: start; } .kolommen-om { grid-template-columns: 380px minmax(0, 1fr); } }
.zijkaart { position: sticky; top: calc(var(--kop-h) + 24px); display: grid; gap: 16px; padding: 28px; border-radius: 24px; background: var(--nacht); color: rgba(255, 255, 255, .78); }
.zijkaart h3 { color: #fff; font-size: 24px; }
.zijkaart .knop { width: 100%; }
.zijkaart a:not(.knop) { color: #fff; font-weight: 600; text-decoration: none; }
.zijkaart ul { display: grid; gap: 8px; }
.zijkaart .vinkjes li { font-size: 15px; }
.zijkaart .label { color: var(--roze); }
.zijkaart .knop-rand { --k-tekst: #fff; --k-rand: rgba(255, 255, 255, .35); --k-vul: #fff; }
.zijkaart .knop-rand:hover, .zijkaart .knop-rand:focus-visible { color: var(--nacht); }
.zijkaart .vinkjes li::before { background-color: rgba(255, 255, 255, .1); background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23f5a6cd' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12.5 4 4L18 8'/%3E%3C/svg%3E"); }
.zijkaart .klein { color: rgba(255, 255, 255, .6); }

/* Uitgelicht blok */
.uitgelicht { display: grid; gap: 28px; padding: clamp(28px, 4vw, 56px); border-radius: 28px; background: var(--lila); }
@media (min-width: 900px) { .uitgelicht { grid-template-columns: 1fr 1fr; align-items: center; gap: 56px; } }
.uitgelicht h2 { font-size: clamp(30px, 3.6vw, 48px); }
.getal-tegels { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
.getal-tegel { padding: 18px 20px; border-radius: 18px; background: #fff; }
.getal-tegel strong { display: block; color: var(--pruim); font-size: clamp(28px, 3vw, 40px); font-weight: 700; font-stretch: 78%; line-height: 1.05; }
.getal-tegel span { display: block; margin-top: 4px; font-size: 14px; line-height: 1.4; color: var(--tekst); }

/* Citaat */
.citaat { position: relative; display: grid; gap: 18px; padding: clamp(28px, 4vw, 56px); border-radius: 28px; background: var(--nacht); color: #fff; overflow: hidden; }
.citaat::before { content: "\201C"; position: absolute; right: 24px; top: -30px; font: italic 220px/1 var(--serif); color: rgba(245, 166, 205, .16); }
.citaat blockquote { font-family: var(--serif); font-style: italic; font-size: clamp(22px, 2.6vw, 34px); line-height: 1.3; max-width: 30ch; }
.citaat figcaption { color: rgba(255, 255, 255, .66); font-size: 15px; }
.citaat figcaption strong { color: #fff; }

/* Tip en tabel */
.tip { display: grid; grid-template-columns: auto 1fr; gap: 14px; padding: 20px 22px; border-radius: 18px; background: var(--lila); color: var(--inkt); margin-block: 22px; }
.tip .ico { width: 24px; height: 24px; color: var(--magenta); margin-top: 2px; }
.tip p { margin: 0 !important; }
.tabel-wrap { overflow-x: auto; margin-block: 22px; border-radius: 18px; border: 1px solid var(--lijn); background: #fff; }
table { width: 100%; border-collapse: collapse; font-size: 15.5px; }
th, td { padding: 14px 18px; text-align: left; border-bottom: 1px solid var(--lijn); vertical-align: top; }
th { background: var(--lila); color: var(--inkt); font-weight: 650; font-stretch: 92%; }
tr:last-child td { border-bottom: 0; }
td strong { color: var(--inkt); }

/* FAQ (E506) */
.e506 { --e506-accent: var(--magenta); --e506-vlak: rgba(175, 0, 97, .05); --e506-lijn: rgba(34, 35, 45, .12); }
.e506-vraag summary { color: var(--inkt); font-stretch: 92%; font-size: 18px; }
.e506-zoek input { background: #fff; }

/* Stappenformulier (E401) op licht */
.formkaart { padding: clamp(22px, 4vw, 48px); border-radius: 28px; background: #fff; border: 1px solid var(--lijn); }
.e401 {
  --e401-accent: var(--magenta); --e401-op-accent: #fff; --e401-bg: #fff; --e401-vlak: #fff; --e401-vlak-aan: rgba(175, 0, 97, .07);
  --e401-lijn: rgba(34, 35, 45, .16); --e401-zacht: var(--zacht); --e401-fout: #b3261e;
}
.e401-legend { color: var(--inkt); font-stretch: 82%; font-weight: 700; }
.e401-veld textarea {
  display: block; width: 100%; min-height: 120px; padding: 12px 14px; font: inherit; font-size: 16px; color: inherit; line-height: 1.5;
  background: #fff; border: 1.5px solid var(--e401-lijn); border-radius: 10px; resize: vertical;
}
.e401-veld textarea:focus { outline: 2px solid var(--e401-accent); outline-offset: 1px; border-color: transparent; }
.e401-tegel span .ico { width: 20px; height: 20px; color: var(--magenta); margin-left: auto; }
.upload { position: relative; display: grid; place-items: center; gap: 6px; padding: 28px 18px; border-radius: 16px; border: 2px dashed rgba(34, 35, 45, .2); background: var(--papier); text-align: center; color: var(--zacht); }
.upload.is-boven { border-color: var(--magenta); background: var(--lila); }
.upload input { position: absolute; inset: 0; opacity: 0; cursor: pointer; }
.upload .ico { width: 30px; height: 30px; color: var(--magenta); }
.upload strong { color: var(--inkt); }
.upload-lijst { display: grid; grid-template-columns: repeat(auto-fill, minmax(84px, 1fr)); gap: 10px; margin-top: 12px; }
.upload-lijst figure { position: relative; aspect-ratio: 1; border-radius: 12px; overflow: hidden; background: var(--lila); }
.upload-lijst img { width: 100%; height: 100%; object-fit: cover; }
.upload-lijst button { position: absolute; right: 4px; top: 4px; width: 28px; height: 28px; border: 0; border-radius: 50%; background: rgba(33, 16, 37, .8); color: #fff; font-size: 16px; line-height: 1; }

/* Tabs (hypotheekvormen) */
.tabs { position: relative; display: flex; gap: 4px; padding: 6px; border-radius: 999px; background: #fff; border: 1px solid var(--lijn); overflow-x: auto; scrollbar-width: none; }
.tabs::-webkit-scrollbar { display: none; }
.tabs button { position: relative; z-index: 1; flex: 1 0 auto; min-height: 48px; padding: 0 20px; border: 0; border-radius: 999px; background: none; font-weight: 650; font-stretch: 92%; font-size: 16px; color: var(--inkt); white-space: nowrap; }
.tabs button[aria-selected="true"] { color: #fff; }
.tabs .keuze-pil-glijder { top: 6px; left: 0; background: var(--inkt); }
@media (max-width: 560px) {
  .tabs { flex-wrap: wrap; border-radius: 28px; }
  .tabs button { flex: 1 1 40%; padding: 0 12px; font-size: 15px; }
  .formkaart .e401-tegels { grid-template-columns: 1fr; }
}
.vorm-paneel { display: grid; gap: 32px; margin-top: 32px; }
.vorm-paneel[hidden], .tab-paneel[hidden] { display: none; }
.tab-paneel { margin-top: 32px; }
@media (min-width: 960px) { .vorm-paneel { grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; } }
.vorm-grafiek { padding: 24px; border-radius: 24px; background: var(--nacht); }
.vorm-grafiek .grafiek .as { stroke: rgba(255, 255, 255, .14); }
.vorm-lijsten { display: grid; gap: 20px; margin-top: 24px; }
@media (min-width: 600px) { .vorm-lijsten { grid-template-columns: 1fr 1fr; } }
.vorm-lijsten h4 { margin-bottom: 10px; }
.minnen li::before { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23673065' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M7 12h10'/%3E%3C/svg%3E") !important; }
@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) .vorm-paneel:not([hidden]), html:not([data-rm]) .tab-paneel:not([hidden]) { animation: schuif-in .6s var(--zacht-uit) both; }
}

/* Checklist ondernemers */
.checklist { display: grid; gap: 10px; }
.checklist label { display: flex; gap: 14px; align-items: flex-start; padding: 16px 18px; border-radius: 16px; background: #fff; border: 1.5px solid var(--lijn); cursor: pointer; line-height: 1.45; color: var(--inkt); }
.checklist input { width: 22px; height: 22px; margin: 1px 0 0; accent-color: var(--magenta); flex: none; }
.checklist label:has(input:checked) { border-color: var(--magenta); background: rgba(175, 0, 97, .04); }
.checklist label:has(input:checked) span { text-decoration: line-through; text-decoration-color: rgba(175, 0, 97, .5); color: var(--zacht); }
.voortgang { display: flex; align-items: center; gap: 14px; margin-bottom: 16px; font-weight: 650; color: var(--inkt); }
.voortgang-baan { flex: 1; height: 8px; border-radius: 8px; background: var(--lila-2); overflow: hidden; }
.voortgang-baan span { display: block; height: 100%; border-radius: 8px; background: var(--magenta); transform: scaleX(var(--v, 0)); transform-origin: 0 50%; }
@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) .voortgang-baan span { transition: transform .5s var(--zacht-uit); }
}

/* Artikel */
.leesbalk { position: fixed; left: 0; right: 0; top: 0; z-index: 900; height: 3px; background: var(--magenta); transform: scaleX(var(--lees, 0)); transform-origin: 0 50%; }
.artikel-kop h1 { font-size: clamp(38px, 5vw, 68px); }
.artikel-meta-groot { display: flex; flex-wrap: wrap; gap: 10px 22px; align-items: center; color: var(--zacht); font-size: 15px; margin-top: 8px; }
.artikel-meta-groot span { display: inline-flex; align-items: center; gap: 8px; }
.artikel-meta-groot .ico { color: var(--magenta); }
.artikel-hoofd { aspect-ratio: 16 / 8; border-radius: 28px; overflow: hidden; background: var(--lila-2); margin-top: 40px; }
.artikel-hoofd img { width: 100%; height: 100%; object-fit: cover; }
.artikel-tekst { font-size: 18px; line-height: 1.72; color: #3d3d48; }
.artikel-tekst h2 { font-size: clamp(28px, 3.2vw, 40px); margin: 56px 0 18px; scroll-margin-top: calc(var(--kop-h) + 24px); }
.artikel-tekst h3 { margin: 30px 0 10px; font-size: 22px; }
.artikel-tekst p + p { margin-top: 16px; }
.artikel-tekst ul, .artikel-tekst ol { margin: 16px 0; padding-left: 0; display: grid; gap: 10px; }
.artikel-tekst ul li { position: relative; padding-left: 30px; list-style: none; }
.artikel-tekst ul li::before { content: ""; position: absolute; left: 6px; top: .62em; width: 9px; height: 10px; background: var(--magenta); -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 100 110'%3E%3Cpath d='M50 0C54 7 65.2 12.4 80.4 24.8A48 48 0 1 1 19.6 24.8C34.8 12.4 46 7 50 0Z'/%3E%3C/svg%3E") center / contain no-repeat; mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 100 110'%3E%3Cpath d='M50 0C54 7 65.2 12.4 80.4 24.8A48 48 0 1 1 19.6 24.8C34.8 12.4 46 7 50 0Z'/%3E%3C/svg%3E") center / contain no-repeat; }
.artikel-tekst ol { counter-reset: stap; }
.artikel-tekst ol li { position: relative; padding-left: 46px; list-style: none; counter-increment: stap; }
.artikel-tekst ol li::before { content: counter(stap); position: absolute; left: 0; top: 0; display: grid; place-items: center; width: 30px; height: 30px; border-radius: 50%; background: var(--nacht); color: #fff; font-size: 14px; font-weight: 700; }
.artikel-tekst a { color: var(--magenta); }
.samenvatting { padding: 26px 28px; border-radius: 22px; background: #fff; border: 1px solid var(--lijn); margin-bottom: 8px; }
.samenvatting h2 { margin: 0 0 12px !important; font-size: 22px !important; }
.inhoudsopgave { position: sticky; top: calc(var(--kop-h) + 24px); display: grid; gap: 4px; padding: 24px; border-radius: 22px; background: #fff; border: 1px solid var(--lijn); }
.inhoudsopgave h2 { font-size: 15px; letter-spacing: .12em; text-transform: uppercase; font-stretch: 100%; color: var(--pruim); margin-bottom: 8px; }
.inhoudsopgave a { display: block; padding: 7px 0 7px 14px; border-left: 2px solid var(--lijn); color: var(--tekst); font-size: 15px; line-height: 1.35; text-decoration: none; }
.inhoudsopgave a:hover { color: var(--magenta); }
.inhoudsopgave a.is-actief { border-left-color: var(--magenta); color: var(--inkt); font-weight: 650; }
@media (max-width: 959px) { .inhoudsopgave { position: static; } }
.auteur { display: flex; gap: 16px; align-items: center; padding: 22px; border-radius: 22px; background: var(--lila); margin-top: 48px; }
.auteur img { width: 64px; height: 64px; border-radius: 50%; object-fit: cover; }
.auteur strong { color: var(--inkt); display: block; }

/* 404 */
.fout-grid { display: grid; gap: 40px; align-items: center; min-height: 60vh; }
@media (min-width: 900px) { .fout-grid { grid-template-columns: 1fr .8fr; } }
.fout-beeld { border-radius: 28px; overflow: hidden; aspect-ratio: 4 / 5; background: var(--zand); }
.fout-beeld img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 60%; }

/* ----- Voet ----- */
.voet { background: var(--nacht); color: rgba(255, 255, 255, .7); padding: clamp(64px, 8vw, 100px) 0 28px; font-size: 15.5px; }
.voet-boven { display: grid; gap: 40px; padding-bottom: 48px; border-bottom: 1px solid var(--lijn-licht); }
@media (min-width: 760px) { .voet-boven { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .voet-boven { grid-template-columns: 1.5fr 1fr 1fr .8fr .8fr; } }
.voet-merk img { width: 220px; margin-bottom: 18px; }
.voet-merk p { max-width: 36ch; }
.voet-score { margin-top: 16px; line-height: 1.9; }
.voet-cijfer { display: inline-grid; place-items: center; min-width: 40px; height: 28px; margin-right: 8px; padding: 0 8px; border-radius: 8px; background: rgba(255, 255, 255, .1); color: #fff; font-weight: 700; }
.voet h2 { margin-bottom: 14px; color: #fff; font-size: 15px; font-stretch: 100%; letter-spacing: .12em; text-transform: uppercase; }
.voet p + p { margin-top: 12px; }
.voet ul { display: grid; gap: 8px; }
.voet a { color: rgba(255, 255, 255, .86); text-decoration: none; }
.voet a:hover { color: var(--roze); }
.voet-onder { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 14px; padding-top: 24px; font-size: 14px; }
.voet-onder ul { display: flex; flex-wrap: wrap; gap: 8px 20px; }

/* ----- Snel contact op de telefoon ----- */
.snel {
  position: fixed; left: 12px; right: 12px; bottom: calc(var(--nb-balk-h, 48px) + 10px); z-index: 700;
  display: none; gap: 8px; padding: 6px; border-radius: 999px; background: var(--nacht);
  transform: translate3d(0, 160%, 0);
}
.snel.is-zichtbaar { transform: none; }
.snel a { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 48px; border-radius: 999px; font-weight: 650; text-decoration: none; }
.snel-bel { padding: 0 18px; color: #fff; }
.snel-bel .ico { width: 19px; height: 19px; }
.snel-plan { flex: 1; background: var(--magenta); color: #fff; }
@media (max-width: 759px) { .js .snel { display: flex; } }
@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) .snel { transition: transform .5s var(--zacht-uit); }
}

/* ----- In beeld komen ----- */
@media (prefers-reduced-motion: no-preference) {
  html.js:not([data-rm]) [data-in]:not(.in) { opacity: 0; transform: translate3d(0, 30px, 0); }
  html.js:not([data-rm]):not(.in-actief) [data-in]:not(.in) { animation: in-vangnet .6s 2.5s forwards; }
  html.js:not([data-rm]) [data-in] { transition: opacity .9s ease, transform 1.1s var(--zacht-uit); transition-delay: calc(var(--d, 0) * 90ms); }
}
@keyframes in-vangnet { to { opacity: 1; transform: none; } }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; }
}
@media (prefers-reduced-motion: no-preference) {
  html:not([data-rm]) { scroll-behavior: smooth; }
}